Home Insurance Costs with Deductible Scenarios in Richmond, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Richmond, VA	$209200	$618	$850
Brandermill, VA	$236400	$559	$769
Manchester, VA	$168100	$483	$665
Montrose, VA	$120000	$429	$591
Bellwood, VA	$136500	$471	$648
Hanover, VA	$335900	$756	$1,040
Laurel, VA	$173400	$491	$676
Richmond, VA	$209200	$618	$850
Ashland, VA	$253400	$572	$788
Tuckahoe, VA	$287100	$681	$937

---

Impact of Coverage Amount on Home Insurance Cost In Richmond, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$378
$200,000	$1,275
$300,000	$1,582
$400,000	$2,052
$500,000	$2,627
$750,000 to $1000,000	$3,037
Above $1000,000	$3,591

---

---

Richmond, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Richmond, VA Average Home Insurance Cost	$860.39
State Average Home Insurance Cost	$952
Difference Vs national Average	-363.61

---

Top Homeowners Insurance Companies in Richmond, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,041
Safeco	$993
Travco	$851
Virginia Farm Bureau	$777

---

Richmond, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-120	740
One Claim	+77	938
Two Claims	+103	964

---