Home Insurance Costs with Deductible Scenarios in Mechanicsville, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Mechanicsville, VA	$231400	$634	$873
Hanover, VA	$335900	$756	$1,040
King William County, VA	$199700	$525	$722
Fairfield, VA	$167800	$482	$664
Bensley, VA	$131300	$459	$631
Bellwood, VA	$136500	$471	$648
Highland Springs, VA	$137100	$473	$651
Reedy Church, VA	$197000	$621	$855
Cold Harbor, VA	$253500	$572	$788
Ashland, VA	$253400	$572	$788

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Impact of Coverage Amount on Home Insurance Cost In Mechanicsville, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$392
$200,000	$1,216
$300,000	$1,585
$400,000	$1,933
$500,000	$2,474
$750,000 to $1000,000	$2,861
Above $1000,000	$3,383

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Mechanicsville, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Mechanicsville, VA Average Home Insurance Cost	$883.2
State Average Home Insurance Cost	$952
Difference Vs national Average	-340.8

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Top Homeowners Insurance Companies in Mechanicsville, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,041
Travco	$851
Travco	$851
Virginia Farm Bureau	$777

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Mechanicsville, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-124	760
One Claim	+71	954
Two Claims	+124	1007

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