Home Insurance Costs with Deductible Scenarios in James City, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
James City, VA	$328700	$718	$988
Jamestown, VA	$310300	$613	$843
Charles City, VA	$163000	$475	$653
Petsworth, VA	$212000	$537	$739
Ware, VA	$206800	$532	$732
Gloucester Point, VA	$236200	$559	$769
New Kent, VA	$357400	$783	$1,077
Carsley, VA	$158700	$556	$766
Brandon, VA	$233700	$663	$913
York, VA	$236800	$560	$770

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Impact of Coverage Amount on Home Insurance Cost In James City, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$327
$200,000	$857
$300,000	$1,189
$400,000	$1,545
$500,000	$1,978
$750,000 to $1000,000	$2,287
Above $1000,000	$2,704

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James City, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
James City, VA Average Home Insurance Cost	$1,000.32
State Average Home Insurance Cost	$952
Difference Vs national Average	-223.68

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Top Homeowners Insurance Companies in James City, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,041
Nationwide	$1,025
Safeco	$993
Travco	$851

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James City, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-140	860
One Claim	+70	1070
Two Claims	+120	1120

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