Home Insurance Costs with Deductible Scenarios in Hanover County, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Hanover County, VA	$267600	$666	$916
Lake Caroline, VA	$190400	$612	$842
Sandston, VA	$132700	$462	$636
Highland Springs, VA	$137100	$473	$651
Midlothian, VA	$281800	$677	$931
Tuckahoe, VA	$287100	$681	$937
Mechanicsville, VA	$231400	$634	$873
Laurel, VA	$173400	$491	$676
Dumbarton, VA	$155900	$463	$637
Short Pump, VA	$397800	$606	$835

---

Impact of Coverage Amount on Home Insurance Cost In Hanover County, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$284
$200,000	$1,089
$300,000	$1,447
$400,000	$1,666
$500,000	$2,132
$750,000 to $1000,000	$2,466
Above $1000,000	$2,916

---

---

Hanover County, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Hanover County, VA Average Home Insurance Cost	$927.36
State Average Home Insurance Cost	$952
Difference Vs national Average	-296.64

---

Top Homeowners Insurance Companies in Hanover County, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,041
Travco	$851
Virginia Farm Bureau	$777
Virginia Farm Bureau	$777

---

Hanover County, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-111	816
One Claim	+46	974
Two Claims	+111	1039

---