Home Insurance Costs with Deductible Scenarios in Gloucester County, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Gloucester County, VA	$224100	$627	$863
Pine Top, VA	$278800	$703	$967
Stonehouse, VA	$299700	$605	$832
Mathews, VA	$163400	$566	$779
Williamsburg, VA	$307000	$610	$840
York County, VA	$315400	$705	$970
York, VA	$236800	$560	$770
Mathews County, VA	$227200	$552	$759
James City, VA	$328700	$718	$988
Middlesex County, VA	$248400	$569	$783

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Impact of Coverage Amount on Home Insurance Cost In Gloucester County, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$415
$200,000	$1,184
$300,000	$1,543
$400,000	$1,944
$500,000	$2,488
$750,000 to $1000,000	$2,877
Above $1000,000	$3,402

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Gloucester County, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Gloucester County, VA Average Home Insurance Cost	$873.6
State Average Home Insurance Cost	$952
Difference Vs national Average	-350.4

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Top Homeowners Insurance Companies in Gloucester County, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,041
Nationwide	$1,025
Safeco	$993
Virginia Farm Bureau	$777

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Gloucester County, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-114	760
One Claim	+61	935
Two Claims	+122	996

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