Home Insurance Costs with Deductible Scenarios in Chesterfield County, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Chesterfield County, VA	$224200	$627	$863
Sandston, VA	$132700	$462	$636
Short Pump, VA	$397800	$606	$835
Innsbrook, VA	$329600	$629	$866
Brandermill, VA	$236400	$559	$769
Dumbarton, VA	$155900	$463	$637
Tuckahoe, VA	$287100	$681	$937
Bensley, VA	$131300	$459	$631
East Highland Park, VA	$146200	$493	$678
Manchester, VA	$168100	$483	$665

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Impact of Coverage Amount on Home Insurance Cost In Chesterfield County, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$383
$200,000	$1,168
$300,000	$1,586
$400,000	$1,914
$500,000	$2,450
$750,000 to $1000,000	$2,833
Above $1000,000	$3,350

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Chesterfield County, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Chesterfield County, VA Average Home Insurance Cost	$873.6
State Average Home Insurance Cost	$952
Difference Vs national Average	-350.4

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Top Homeowners Insurance Companies in Chesterfield County, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Nationwide	$1,025
Safeco	$993
Travco	$851
Virginia Farm Bureau	$777

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Chesterfield County, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-122	751
One Claim	+44	917
Two Claims	+105	978

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